/* ============================================
   Top Financiere N — Design V3
   Navy + Gold — Layouts repenses
   ============================================ */

:root {
  --navy: #0f1b3d;
  --navy-mid: #1a2a52;
  --navy-dark: #090f24;
  --gold: #c9963b;
  --gold-light: #ddb869;
  --gold-dark: #a87a2a;
  --bg: #f8f7f4;
  --bg-warm: #f2efe8;
  --bg-white: #ffffff;
  --text: #1e2234;
  --text-mid: #4a4e62;
  --text-light: #7c7f94;
  --line: #e0ddd5;
  --line-light: #eae8e2;
  --r-sm: 6px;
  --r-md: 12px;
  --r-lg: 20px;
  --sh-sm: 0 2px 12px rgba(15,27,61,.06);
  --sh-md: 0 8px 30px rgba(15,27,61,.08);
  --sh-lg: 0 20px 60px rgba(15,27,61,.12);
  --ease: cubic-bezier(.4,0,.2,1);
  --header-h: 72px;
}

/* === RESET === */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-font-smoothing: antialiased; }
body {
  font-family: 'Inter', system-ui, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.7;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}
body.no-scroll { overflow: hidden; }
a { text-decoration: none; color: inherit; }
ul, ol { list-style: none; }
img { max-width: 100%; display: block; }
button { font-family: inherit; }

/* === TYPOGRAPHY === */
h1, h2, h3, h4 {
  font-family: 'Playfair Display', Georgia, serif;
  color: var(--navy);
  line-height: 1.15;
  font-weight: 700;
}
h1 { font-size: clamp(2.25rem, 5vw, 3.75rem); letter-spacing: -.03em; }
h2 { font-size: clamp(1.75rem, 3.5vw, 2.75rem); letter-spacing: -.02em; }
h3 { font-size: clamp(1.125rem, 2vw, 1.375rem); }
h4 { font-size: 1rem; font-family: 'Inter', sans-serif; font-weight: 600; }
.accent { color: var(--gold); }

/* === CONTAINER === */
.container { width: 100%; max-width: 1140px; margin: 0 auto; padding: 0 20px; }
@media (min-width: 768px) { .container { padding: 0 32px; } }

/* === SECTION LABEL === */
.section__label {
  display: inline-block;
  font-size: .6875rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .14em;
  color: var(--gold);
  margin-bottom: 12px;
  position: relative;
  padding-left: 28px;
}
.section__label::before {
  content: '';
  position: absolute;
  left: 0;
  top: 50%;
  width: 20px;
  height: 2px;
  background: var(--gold);
  transform: translateY(-50%);
}
.section__label--light { color: var(--gold-light); }
.section__label--light::before { background: var(--gold-light); }

/* === BUTTONS === */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 12px 28px;
  font-size: .8125rem;
  font-weight: 600;
  letter-spacing: .04em;
  border-radius: var(--r-sm);
  border: 2px solid transparent;
  cursor: pointer;
  transition: all .3s var(--ease);
  text-transform: uppercase;
  white-space: nowrap;
}
.btn--primary {
  background: var(--gold);
  color: #fff;
  border-color: var(--gold);
}
.btn--primary:hover {
  background: var(--gold-dark);
  border-color: var(--gold-dark);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(201,150,59,.25);
}
.btn--outline {
  background: transparent;
  color: var(--navy);
  border-color: var(--navy);
}
.btn--outline:hover {
  background: var(--navy);
  color: #fff;
  transform: translateY(-2px);
}
.btn--accent {
  background: var(--gold);
  color: #fff;
  border-color: var(--gold);
  padding: 14px 32px;
  font-size: .875rem;
}
.btn--accent:hover {
  background: var(--gold-dark);
  border-color: var(--gold-dark);
  transform: translateY(-2px);
  box-shadow: 0 12px 32px rgba(201,150,59,.3);
}
.btn--glass {
  background: rgba(255,255,255,.12);
  color: #fff;
  border-color: rgba(255,255,255,.25);
  backdrop-filter: blur(8px);
}
.btn--glass:hover {
  background: rgba(255,255,255,.22);
  border-color: rgba(255,255,255,.4);
}
.btn--block { width: 100%; }
.btn--lg { padding: 14px 36px; font-size: .875rem; }

/* ============================================
   HEADER
   ============================================ */
.header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  transition: all .35s var(--ease);
}
.header__bar { height: 3px; background: var(--gold); }
.header__nav {
  background: var(--bg-white);
  border-bottom: 1px solid var(--line-light);
  transition: box-shadow .35s var(--ease);
}
.header--scrolled .header__nav { box-shadow: var(--sh-md); }
.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--header-h);
}
.header__logo-img { height: 38px; }
@media (min-width: 1024px) { .header__logo-img { height: 44px; } }

.nav { display: none; align-items: center; gap: 4px; }
@media (min-width: 1024px) { .nav { display: flex; } }
.nav__link {
  padding: 8px 16px;
  font-size: .8125rem;
  font-weight: 500;
  color: var(--text-mid);
  transition: all .25s var(--ease);
  border-radius: var(--r-sm);
}
.nav__link:hover { color: var(--navy); background: var(--bg-warm); }
.nav__link--active { color: var(--gold-dark); font-weight: 600; background: rgba(201,150,59,.08); }

.header__cta { display: none; align-items: center; gap: 8px; }
@media (min-width: 1024px) { .header__cta { display: flex; } }

.header__toggle {
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 5px;
  width: 36px; height: 36px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
}
.header__toggle span {
  display: block;
  height: 2px;
  width: 100%;
  background: var(--navy);
  border-radius: 2px;
  transition: all .3s;
}
.header__toggle--active span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.header__toggle--active span:nth-child(2) { opacity: 0; }
.header__toggle--active span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }
@media (min-width: 1024px) { .header__toggle { display: none; } }

.mobile-menu {
  display: none;
  flex-direction: column;
  background: var(--bg-white);
  border-top: 1px solid var(--line-light);
  padding: 8px 0 16px;
}
.mobile-menu--open { display: flex; }
@media (min-width: 1024px) { .mobile-menu { display: none !important; } }
.mobile-menu__link {
  display: block;
  padding: 12px 24px;
  font-size: .9375rem;
  font-weight: 500;
  color: var(--text-mid);
  transition: all .2s;
}
.mobile-menu__link:hover,
.mobile-menu__link--active { color: var(--gold-dark); background: var(--bg-warm); }
.mobile-menu__cta { padding: 16px 24px 0; display: flex; flex-direction: column; gap: 8px; }

/* ============================================
   HERO - plein ecran, image de fond, stats
   ============================================ */
.hero {
  position: relative;
  min-height: 100vh;
  background-size: cover;
  background-position: center;
  display: flex;
  align-items: flex-end;
}
.hero__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(9,15,36,.3) 0%, rgba(9,15,36,.85) 100%);
}
.hero__inner {
  position: relative;
  z-index: 2;
  width: 100%;
  max-width: 1140px;
  margin: 0 auto;
  padding: 0 20px 60px;
  display: flex;
  flex-direction: column;
  gap: 48px;
}
@media (min-width: 768px) { .hero__inner { padding: 0 32px 80px; } }
@media (min-width: 1024px) {
  .hero__inner {
    flex-direction: row;
    align-items: flex-end;
    justify-content: space-between;
    padding: 0 32px 100px;
  }
}
.hero__content { max-width: 600px; }
.hero__tag {
  display: inline-block;
  font-size: .6875rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .16em;
  color: var(--gold-light);
  margin-bottom: 20px;
  padding: 6px 16px;
  border: 1px solid rgba(201,150,59,.3);
  border-radius: var(--r-sm);
}
.hero__content h1 { color: #fff; margin-bottom: 24px; line-height: 1.08; }
.hero__content h1 .accent { color: var(--gold-light); }
.hero__content p {
  color: rgba(255,255,255,.7);
  font-size: 1.0625rem;
  line-height: 1.75;
  margin-bottom: 32px;
  max-width: 480px;
}
.hero__actions { display: flex; gap: 12px; flex-wrap: wrap; }

.hero__stats {
  display: flex;
  gap: 1px;
  background: rgba(255,255,255,.1);
  border-radius: var(--r-md);
  overflow: hidden;
}
.hero__stat {
  flex: 1;
  padding: 24px 28px;
  background: rgba(9,15,36,.6);
  backdrop-filter: blur(12px);
  text-align: center;
  min-width: 130px;
}
.hero__stat strong {
  display: block;
  font-family: 'Playfair Display', serif;
  font-size: 1.75rem;
  color: var(--gold-light);
  margin-bottom: 4px;
}
.hero__stat span {
  font-size: .75rem;
  color: rgba(255,255,255,.55);
  text-transform: uppercase;
  letter-spacing: .06em;
  font-weight: 500;
}
@media (max-width: 767px) {
  .hero__stats { flex-direction: column; }
  .hero__stat {
    padding: 16px 20px;
    text-align: left;
    display: flex;
    align-items: center;
    gap: 12px;
  }
  .hero__stat strong { font-size: 1.375rem; margin-bottom: 0; }
}

/* ============================================
   TICKER - pleine largeur
   ============================================ */
.ticker-section {
  background: var(--navy-dark);
  padding: 0;
  overflow: hidden;
}
.ticker-section .tradingview-widget-container { width: 100%; }

/* ============================================
   SECTIONS
   ============================================ */
.section { padding: 80px 0; }
@media (max-width: 767px) { .section { padding: 56px 0; } }
.section--dark { background: var(--navy); color: #fff; }
.section--dark h2 { color: #fff; }
.section--warm { background: var(--bg-warm); }

/* === SPLIT LAYOUT === */
.split {
  display: grid;
  grid-template-columns: 1fr;
  gap: 48px;
  align-items: start;
}
@media (min-width: 900px) { .split { grid-template-columns: 1fr 1fr; gap: 64px; } }
.split__text h2 { margin-bottom: 24px; }
.split__text p { color: var(--text-mid); line-height: 1.85; margin-bottom: 16px; font-size: .9375rem; }

.pullquote {
  margin-top: 28px;
  padding: 20px 24px;
  background: var(--bg-warm);
  border-left: 3px solid var(--gold);
  border-radius: 0 var(--r-md) var(--r-md) 0;
  font-family: 'Playfair Display', serif;
  font-style: italic;
  color: var(--navy);
  font-size: 1.0625rem;
  line-height: 1.6;
}

/* === FEATURE STACK === */
.feature-stack { display: flex; flex-direction: column; gap: 16px; }
.feature-item {
  display: flex;
  gap: 16px;
  padding: 24px;
  background: var(--bg-white);
  border: 1px solid var(--line-light);
  border-radius: var(--r-md);
  transition: all .3s var(--ease);
}
.feature-item:hover { border-color: var(--gold); box-shadow: var(--sh-sm); transform: translateX(4px); }
.feature-item__icon {
  width: 44px; height: 44px;
  border-radius: var(--r-sm);
  background: var(--navy);
  display: flex; align-items: center; justify-content: center;
  color: var(--gold-light);
  flex-shrink: 0;
}
.feature-item h4 { margin-bottom: 4px; color: var(--navy); }
.feature-item p { color: var(--text-light); font-size: .8125rem; line-height: 1.6; }

/* ============================================
   CONTACT BANNER
   ============================================ */
.contact-banner {
  display: grid;
  grid-template-columns: 1fr;
  gap: 48px;
}
@media (min-width: 900px) { .contact-banner { grid-template-columns: 1fr 1fr; gap: 64px; align-items: center; } }
.contact-banner__text h2 { color: #fff; margin-bottom: 16px; }
.contact-banner__text p { color: rgba(255,255,255,.6); font-size: 1rem; line-height: 1.8; max-width: 420px; }
.contact-banner__cards { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
@media (max-width: 500px) { .contact-banner__cards { grid-template-columns: 1fr; } }
.contact-card {
  padding: 24px;
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.08);
  border-radius: var(--r-md);
  display: flex;
  flex-direction: column;
  gap: 8px;
  transition: all .3s var(--ease);
}
.contact-card:hover { background: rgba(255,255,255,.1); border-color: rgba(201,150,59,.3); }
.contact-card svg { color: var(--gold-light); width: 20px; height: 20px; flex-shrink: 0; }
.contact-card strong { color: #fff; font-size: .75rem; text-transform: uppercase; letter-spacing: .08em; }
.contact-card span, .contact-card a { color: rgba(255,255,255,.55); font-size: .8125rem; line-height: 1.6; }
.contact-card a:hover { color: var(--gold-light); }

/* ============================================
   PAGE HERO (pages internes)
   ============================================ */
main { flex: 1; padding-top: calc(var(--header-h) + 3px); }

.page-hero {
  background: var(--navy);
  padding: 64px 0 48px;
  position: relative;
  overflow: hidden;
}
.page-hero::after {
  content: '';
  position: absolute;
  top: -40%; right: -15%;
  width: 500px; height: 500px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(201,150,59,.08) 0%, transparent 70%);
  pointer-events: none;
}
.page-hero h1 { color: #fff; margin-bottom: 12px; position: relative; z-index: 1; }
.page-hero h1 .accent { color: var(--gold-light); }
.page-hero p {
  color: rgba(255,255,255,.55);
  font-size: 1rem;
  max-width: 500px;
  line-height: 1.75;
  position: relative;
  z-index: 1;
}
.page-hero .section__divider {
  margin-top: 24px;
  height: 2px;
  width: 40px;
  background: var(--gold);
  border-radius: 2px;
  position: relative;
  z-index: 1;
}

/* ============================================
   GRID + CARDS
   ============================================ */
.grid { display: grid; gap: 20px; }
.grid--2 { grid-template-columns: 1fr; }
.grid--3 { grid-template-columns: 1fr; }
@media (min-width: 640px) {
  .grid--2 { grid-template-columns: repeat(2, 1fr); }
  .grid--3 { grid-template-columns: repeat(2, 1fr); }
}
@media (min-width: 960px) { .grid--3 { grid-template-columns: repeat(3, 1fr); } }

.card {
  background: var(--bg-white);
  border: 1px solid var(--line-light);
  border-radius: var(--r-md);
  padding: 32px;
  transition: all .3s var(--ease);
  position: relative;
}
.card:hover { border-color: var(--gold); box-shadow: var(--sh-md); transform: translateY(-4px); }
.card__icon {
  width: 48px; height: 48px;
  border-radius: var(--r-sm);
  background: var(--navy);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 20px;
  color: var(--gold-light);
  transition: all .3s var(--ease);
}
.card:hover .card__icon { background: var(--gold); color: #fff; }
.card h3 { margin-bottom: 8px; }
.card p { color: var(--text-mid); font-size: .875rem; line-height: 1.7; }

.card--h { display: flex; gap: 20px; padding: 24px; }
.card--h .card__icon { flex-shrink: 0; margin-bottom: 0; width: 42px; height: 42px; }

/* === SECTION HEADER === */
.section__header { text-align: center; margin-bottom: 48px; }
.section__title { margin-bottom: 12px; }
.section__subtitle { color: var(--text-mid); font-size: 1rem; max-width: 520px; margin: 0 auto; line-height: 1.75; }
.section__divider { height: 2px; width: 40px; margin: 20px auto 0; background: var(--gold); border-radius: 2px; }

/* ============================================
   INFO BLOCK (or-papier)
   ============================================ */
.info-block {
  background: var(--bg-white);
  border: 1px solid var(--line-light);
  border-radius: var(--r-md);
  padding: 32px;
  margin-bottom: 24px;
  position: relative;
  overflow: hidden;
  transition: all .3s var(--ease);
}
.info-block::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 4px; height: 100%;
  background: var(--gold);
}
.info-block:hover { box-shadow: var(--sh-sm); transform: translateY(-2px); }
.info-block__header { display: flex; align-items: flex-start; gap: 14px; margin-bottom: 20px; }
.info-block__header svg { color: var(--gold); flex-shrink: 0; margin-top: 2px; width: 26px; height: 26px; }
.info-block__header h2 { font-size: 1.25rem; }
.info-block__body { padding-left: 40px; }
.info-block__body p { color: var(--text-mid); line-height: 1.8; margin-bottom: 10px; font-size: .9375rem; }
.info-block__body strong { color: var(--text); }
.info-block__body .accent-strong { color: var(--gold); font-weight: 700; }

/* ============================================
   BLOG / ACTUALITES
   ============================================ */
.blog-grid { display: grid; grid-template-columns: 1fr; gap: 20px; }
@media (min-width: 640px) { .blog-grid { grid-template-columns: repeat(2, 1fr); } }
@media (min-width: 960px) { .blog-grid { grid-template-columns: repeat(3, 1fr); } }

.blog-card {
  display: flex;
  flex-direction: column;
  background: var(--bg-white);
  border: 1px solid var(--line-light);
  border-radius: var(--r-md);
  overflow: hidden;
  transition: all .3s var(--ease);
  height: 100%;
}
.blog-card:hover { border-color: var(--gold); box-shadow: var(--sh-md); transform: translateY(-4px); }
.blog-card__bar { height: 0; }
.blog-card__body { padding: 28px; display: flex; flex-direction: column; flex: 1; }
.blog-card__date {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--text-light);
  font-size: .6875rem;
  font-weight: 600;
  margin-bottom: 14px;
  text-transform: uppercase;
  letter-spacing: .06em;
}
.blog-card__date svg { color: var(--gold); width: 12px; height: 12px; }
.blog-card h3 {
  font-size: 1.0625rem;
  margin-bottom: 10px;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
  transition: color .25s;
}
.blog-card:hover h3 { color: var(--gold-dark); }
.blog-card__excerpt {
  color: var(--text-mid);
  font-size: .8125rem;
  line-height: 1.7;
  margin-bottom: 16px;
  flex: 1;
  display: -webkit-box;
  -webkit-line-clamp: 3;
  line-clamp: 3;
  -webkit-box-orient: vertical;
  overflow: hidden;
}
.blog-card__more {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--gold);
  font-size: .8125rem;
  font-weight: 600;
  transition: gap .3s var(--ease);
}
.blog-card:hover .blog-card__more { gap: 10px; }
.blog-card__more svg { width: 14px; height: 14px; }

/* ============================================
   ARTICLE
   ============================================ */
.article-wrap { max-width: 720px; margin: 0 auto; padding: 48px 0 64px; }
.article-back {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--gold);
  font-size: .8125rem;
  font-weight: 600;
  margin-bottom: 32px;
  text-transform: uppercase;
  letter-spacing: .04em;
  transition: all .25s;
}
.article-back:hover { gap: 4px; color: var(--gold-dark); }
.article-back svg { width: 16px; height: 16px; }
.article-bar { height: 2px; width: 48px; background: var(--gold); border-radius: 2px; margin-bottom: 32px; }
.article-date {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--text-light);
  font-size: .75rem;
  font-weight: 600;
  margin-bottom: 16px;
  text-transform: uppercase;
  letter-spacing: .06em;
}
.article-date svg { color: var(--gold); width: 14px; height: 14px; }
.article-wrap > h1 { margin-bottom: 32px; line-height: 1.2; }

.article-content h2 { font-size: 1.375rem; margin: 40px 0 16px; padding-top: 16px; border-top: 1px solid var(--line-light); }
.article-content h3 { font-size: 1.125rem; margin: 28px 0 12px; }
.article-content p { color: var(--text-mid); line-height: 1.85; margin-bottom: 16px; font-size: .9375rem; }
.article-content strong { color: var(--text); }
.article-content .accent-strong { color: var(--gold); font-weight: 700; }
.article-content ul, .article-content ol { margin-bottom: 16px; display: flex; flex-direction: column; gap: 8px; }
.article-content ul li {
  display: flex; align-items: flex-start; gap: 10px;
  color: var(--text-mid); line-height: 1.7; font-size: .9375rem;
}
.article-content ul li::before {
  content: '';
  width: 6px; height: 6px;
  border-radius: 50%;
  background: var(--gold);
  flex-shrink: 0;
  margin-top: .6rem;
}
.article-content ol { counter-reset: ol; }
.article-content ol li {
  display: flex; align-items: flex-start; gap: 10px;
  color: var(--text-mid); line-height: 1.7;
  counter-increment: ol; font-size: .9375rem;
}
.article-content ol li::before {
  content: counter(ol);
  color: #fff;
  background: var(--gold);
  font-weight: 700;
  font-size: .6875rem;
  flex-shrink: 0;
  width: 22px; height: 22px;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  margin-top: 2px;
}
.article-content table {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: var(--r-sm);
  font-size: .875rem;
  margin-bottom: 16px;
  border-collapse: collapse;
  overflow: hidden;
}
.article-content thead tr { background: var(--navy); }
.article-content th { padding: 10px 16px; text-align: left; color: #fff; font-weight: 600; font-family: 'Inter', sans-serif; font-size: .8125rem; }
.article-content td { padding: 10px 16px; text-align: left; color: var(--text-mid); border-top: 1px solid var(--line-light); }
.article-content tbody tr:hover { background: rgba(201,150,59,.04); }
.article-source { margin-top: 32px; padding-top: 20px; border-top: 1px solid var(--line-light); font-size: .8125rem; color: var(--text-light); }
.article-source a { color: var(--gold); }
.article-source a:hover { text-decoration: underline; }

/* ============================================
   LEGAL PAGES
   ============================================ */
.legal { max-width: 720px; margin: 0 auto; padding: 48px 0; }
.legal h1 { margin-bottom: 32px; }
.legal-section { margin-bottom: 32px; padding-bottom: 24px; border-bottom: 1px solid var(--line-light); }
.legal-section:last-child { border-bottom: none; margin-bottom: 0; padding-bottom: 0; }
.legal-section h2 { font-size: 1.25rem; margin-bottom: 10px; }
.legal-section p { color: var(--text-mid); line-height: 1.8; margin-bottom: 8px; font-size: .9375rem; }
.legal-section a { color: var(--gold); }
.legal-section a:hover { color: var(--gold-dark); text-decoration: underline; }
.legal-section ul { margin: 8px 0; padding-left: 20px; }
.legal-section ul li { color: var(--text-mid); line-height: 1.8; list-style: disc; margin-bottom: 4px; font-size: .9375rem; }

/* ============================================
   HIGHLIGHT BOX
   ============================================ */
.highlight {
  max-width: 720px;
  margin: 0 auto;
  background: var(--navy);
  border-radius: var(--r-lg);
  padding: 40px 36px;
  text-align: center;
  color: #fff;
  position: relative;
  overflow: hidden;
}
.highlight::before {
  content: '';
  position: absolute;
  top: -40%; right: -20%;
  width: 300px; height: 300px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(201,150,59,.12) 0%, transparent 70%);
  pointer-events: none;
}
.highlight p { line-height: 1.8; margin-bottom: 16px; color: rgba(255,255,255,.7); position: relative; z-index: 1; }
.highlight .highlight__accent {
  color: var(--gold-light);
  font-style: italic;
  font-size: 1.125rem;
  font-family: 'Playfair Display', serif;
  position: relative;
  z-index: 1;
}

/* ============================================
   FOOTER
   ============================================ */
.footer {
  background: var(--navy-dark);
  color: rgba(255,255,255,.55);
  padding: 56px 0 0;
}
.footer__grid { display: grid; grid-template-columns: 1fr; gap: 40px; }
@media (min-width: 768px) { .footer__grid { grid-template-columns: 1fr 1fr auto; } }
.footer__heading {
  font-size: .6875rem;
  color: var(--gold);
  margin-bottom: 20px;
  font-family: 'Inter', sans-serif;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .12em;
}
.footer__links { display: flex; flex-direction: column; gap: 8px; }
.footer__links a { color: rgba(255,255,255,.45); font-size: .875rem; transition: all .25s; }
.footer__links a:hover { color: #fff; padding-left: 6px; }
.footer__contact { display: flex; flex-direction: column; gap: 12px; }
.footer__contact li { display: flex; align-items: center; gap: 10px; font-size: .875rem; }
.footer__contact svg { color: var(--gold); flex-shrink: 0; width: 14px; height: 14px; opacity: .6; }
.footer__contact a { color: rgba(255,255,255,.45); transition: color .25s; }
.footer__contact a:hover { color: #fff; }
.footer__brand { display: flex; flex-direction: column; align-items: flex-end; justify-content: flex-start; }
.footer__logo { width: 100px; opacity: .5; transition: opacity .25s; }
.footer__logo:hover { opacity: .8; }
@media (min-width: 768px) { .footer__logo { width: 120px; } }
.footer__bottom {
  border-top: 1px solid rgba(255,255,255,.06);
  margin-top: 40px;
  padding: 20px 0;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
}
@media (min-width: 768px) { .footer__bottom { flex-direction: row; justify-content: space-between; } }
.footer__bottom p { font-size: .75rem; color: rgba(255,255,255,.2); }
.footer__legal { display: flex; gap: 20px; }
.footer__legal a { font-size: .75rem; color: rgba(255,255,255,.2); transition: color .25s; }
.footer__legal a:hover { color: var(--gold); }

/* ============================================
   SCROLL REVEAL
   ============================================ */
.reveal { opacity: 0; transform: translateY(24px); transition: opacity .7s ease-out, transform .7s ease-out; }
.reveal.revealed { opacity: 1; transform: translateY(0); }
.reveal-d1 { transition-delay: .08s; }
.reveal-d2 { transition-delay: .16s; }
.reveal-d3 { transition-delay: .24s; }
.reveal-d4 { transition-delay: .32s; }
.reveal-d5 { transition-delay: .4s; }
.reveal-d6 { transition-delay: .48s; }
.reveal-d7 { transition-delay: .56s; }
.reveal-d8 { transition-delay: .64s; }
.reveal-d9 { transition-delay: .72s; }
.reveal-d10 { transition-delay: .8s; }

/* ============================================
   404
   ============================================ */
.page-404 {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  min-height: 50vh;
  text-align: center;
  padding: 60px 20px;
}
.page-404 h1 { font-size: 8rem; color: var(--navy); margin-bottom: 12px; line-height: 1; opacity: .15; }
.page-404 p { color: var(--text-mid); margin-bottom: 32px; font-size: 1.125rem; }

/* ============================================
   UTILITY
   ============================================ */
.max-w-4xl { max-width: 56rem; margin-left: auto; margin-right: auto; }
.text-center { text-align: center; }
.italic-conclusion {
  text-align: center;
  color: var(--navy);
  font-style: italic;
  font-size: 1.125rem;
  font-family: 'Playfair Display', serif;
  margin-top: 40px;
  padding: 24px;
  background: var(--bg-warm);
  border-radius: var(--r-md);
}